Under SECURE 2.0, employers can choose to treat qualified student loan payments as though they were 401(k) contributions when calculating matching retirement contributions. However, the amount of loan … [Read More...]
7 OregonSaves Rules Every New Oregon Employer Should Know Before the July 31 Deadline
OregonSaves became the nation's first state-facilitated retirement savings program in 2017 and now has more than 120,000 participating workers and billions of dollars in retirement assets under … [Read More...]
White House Orders Labor and SEC to Make Private Equity and Real Estate Available in 401(k)s—What Fiduciaries Should Watch
According to the Investment Company Institute, Americans hold roughly $12 trillion in defined-contribution retirement plans, making even small changes to investment menus potentially significant for … [Read More...]
New IRS Guidance Makes Direct Primary Care HSA-Eligible—But Monthly Limits Still Apply
People enrolled in qualifying direct primary care (DPC) memberships received good news from the IRS. Beginning in 2026, many DPC membership fees can now be paid tax-free using Health Savings Account … [Read More...]
Overdraft Fee Crackdown: New Protections Target Exploitative Charges That Hit Low-Income Customers
A single overdraft fee can turn an already tight budget into an even bigger headache. New York wants … [Read More...]
Average Cardholder Could Save $220 a Year Under CFPB’s New $8 Late-Fee Rule
Missing a credit card payment has always felt like a double punch. First comes the stress of paying … [Read More...]
IRS Announces $15 Million Estate-Tax Exemption for 2026 and a $19,000 Annual Gift Exclusion—How to Plan Now
A new year often brings fresh tax rules, and 2026 delivers a few changes that could make estate … [Read More...]
Saver’s Match Replaces Saver’s Credit in 2027—Eligible Workers Get a 50% Federal Match on the First $2,000
Retirement savings will look a little different starting in 2027, and for many workers, that change … [Read More...]