Getting proper healthcare is something that most people take for granted. After all, most people get sick at least once a year. No matter what your lifestyle is like, it’s hard to avoid at least coming down with the common cold.
So what should you do when you need to visit your doctor but you don’t insurance? You’ve come to the right place for answers.
This article takes a look at how to receive healthcare without insurance. The key is to be creative in how you approach the problem. Keep reading to discover insight into great alternatives that can help you stay healthy even when times are tough.
Urgent Care Clinics
Over the last few years, urgent care clinics have become an increasingly popular and convenient way for people to receive medical care with no insurance.
These are clinics that charge a reasonable one-time fee of around $100 in exchange for basic medical care. This is a great option for patients with the common cold, flu-like symptoms, high blood pressure, or any other type of illness that doesn’t require advance medical screening.
Urgent care clinics offer professional medical assessments, write prescriptions for any necessary drugs, and provide advice on how to pursue treatment if you start feeling worse.
This is an affordable one-time expense that provides the type of care that you need at a fair price when you need it most.
Use Cash
It’s important to remember that most doctors don’t require patients to have insurance. In fact, you might be able to negotiate a lower bill for your doctor’s visit when paying in cash.
The key is to let them know ahead of time that you plan to pay with cash. This will help prevent unnecessary tests that can drive the cost of a basic appointment through the roof.
Payday Loans
Another helpful option for covering the cost of healthcare expenses is to apply for a payday loan. These fast online loans can provide you with fast cash so that you don’t have to wait to see your doctor.
The process is simple and straightforward. Just keep in mind that this type of loan offers a limited amount of cash and will need to be paid back within about a month.
Credit Cards
Do you have a credit card? If so, most credit cards offer the option for a cash advance. In fact, you can typically get the cash you need at any ATM. Just remember that the cash advance is limited to your credit limit on the card.
Ask for Reduced Rates
Another simple way to minimize healthcare costs is to negotiate with your healthcare provider at the time of service. Most doctor’s offices offer a bit of wiggle room if you’re paying with cash. And even if they remain firm in the cost of an appointment, it doesn’t hurt to ask.
Work Out a Payment Plan
Finally, ask about working out a payment plan. Even if you’re able to spread the cost of a doctor’s visit over two or three months, this can help to reduce the stress of an unexpected expense.
Tips for Getting Healthcare Without Insurance
Getting sick can be stressful. Especially with the sudden outbreak of the coronavirus. Fortunately, it’s still possible to get basic healthcare without insurance.
Keep scrolling to discover more healthcare and lifestyle tips and advice.
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