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The Free Financial Advisor

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  • The SAVE Plan Is Over — Millions of Student Loan Borrowers Now Face a 90-Day Decision

    The SAVE Plan Is Over — Millions of Student Loan Borrowers Now Face a 90-Day Decision
  • You Have $20,000 in Credit Card Debt. Would a 0% Balance Transfer Actually Save You Money?

    You Have $20,000 in Credit Card Debt. Would a 0% Balance Transfer Actually Save You Money?
  • The Average Money Market Rate Is Only 0.63%—Here’s Why September Is a Good Time to Check Your Account

    The Average Money Market Rate Is Only 0.63%—Here’s Why September Is a Good Time to Check Your Account
  • 7 Things to Check Before Trusting an Investment Advisor You Found Online

    7 Things to Check Before Trusting an Investment Advisor You Found Online
  • 7 Bank Accounts Worth Rechecking After the FDIC’s Latest National Rate Update

    7 Bank Accounts Worth Rechecking After the FDIC’s Latest National Rate Update
The SAVE Plan Is Over — Millions of Student Loan Borrowers Now Face a 90-Day Decision

The SAVE Plan Is Over — Millions of Student Loan Borrowers Now Face a 90-Day Decision

September 10, 2026 By Brandon Marcus Leave a Comment

The SAVE Plan is over, and for millions of federal student loan borrowers, the next move comes with a clock attached. Loan servicers began sending notices in 2026 telling affected borrowers to choose … [Read More...]

You Have $20,000 in Credit Card Debt. Would a 0% Balance Transfer Actually Save You Money?

You Have $20,000 in Credit Card Debt. Would a 0% Balance Transfer Actually Save You Money?

September 10, 2026 By Brandon Marcus Leave a Comment

A $20,000 credit card balance can make every monthly statement feel like an unwelcome sequel. A 0% balance transfer can look like the escape hatch, because moving that debt to a card with no interest … [Read More...]

The Average Money Market Rate Is Only 0.63%—Here’s Why September Is a Good Time to Check Your Account

The Average Money Market Rate Is Only 0.63%—Here’s Why September Is a Good Time to Check Your Account

September 10, 2026 By Brandon Marcus Leave a Comment

A money market account paying 0.63% might sound like a perfectly respectable place to park cash until the math gets involved. At that rate, $10,000 earns roughly $63 over a year before taxes, assuming … [Read More...]

7 Things to Check Before Trusting an Investment Advisor You Found Online

7 Things to Check Before Trusting an Investment Advisor You Found Online

September 9, 2026 By Brandon Marcus Leave a Comment

An investment advisor can appear with the click of a button, complete with a polished website, impressive credentials, market predictions and perhaps even a reassuring photo of someone standing in … [Read More...]

7 Bank Accounts Worth Rechecking After the FDIC’s Latest National Rate Update

7 Bank Accounts Worth Rechecking After the FDIC’s Latest National Rate Update

A bank account can sit quietly for years while the interest rate attached to it changes around it. … [Read More...]

A 30-Point Credit Score Increase Took 10 Months — Here’s What Actually Changed

A 30-Point Credit Score Increase Took 10 Months — Here’s What Actually Changed

A 30-point credit score increase sounds impressive until the calendar enters the picture. In this … [Read More...]

IRS Compliance Assurance Process 2027

IRS Opens 2027 Corporate Tax Compliance Program — Applications Due October 30

Large corporations interested in resolving federal tax issues with the IRS before filing their … [Read More...]

2026 Clean Electricity Production Credit

IRS Raises Clean Electricity Production Tax Credit to 3.1 Cents Per Kilowatt-Hour for 2026

Clean electricity producers may qualify for a federal tax credit of up to 3.1 cents per … [Read More...]

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The Free Financial Advisor is not an investment advisor and the comments posted herein are opinions of the authors. While they have been professionals at one time, since the authors are not currently registered investment advisors or brokers, their opinions should be considered those of amateurs.

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